Mortgages

Are you looking for your first mortgage?

Being a First Time Buyer can be a little daunting to say the least and with the various mortgage rates and purchase schemes available to help you on the property ladder, it can be confusing. We can advise you which options are the best to take advantage of, if any at all.

Many people do not know where to start with the whole process, the simple answer is you start with us!

We guide you through the whole purchase process and make clear what your options are holding your hand as much (or as little) as you wish through the process.

Do you need to expand or move home?

If you are looking to extend your current home, we can help arrange finance for any home improvements or extensions saving on the need and cost of moving home. There are all kinds of reasons for moving home, moving up the property ladder to accommodate a growing family, relocation or even downsizing.

Talk to our advisor for your options.

Do you need to change your mortgage?

Is your current deal still right for you? Are you looking to:

  • Simply get a better interest rate
  • Reduce your mortgage payments
  • Reduce the period of your mortgage
  • Raising capital for home improvements
  • Help your children with their deposit
  • Raise money to buy an investment property

Every penny counts and no one likes to pay more than they have to, therefore when your current mortgage deal comes to an end it is advisable to review your circumstances and the deals available. We will research the market place for the best deals available, saving you the time and inconvenience allowing you to get on with your day to day job.

Are you looking to invest in a Buy to Let property?

Whether you are looking to buy your first investment property or you are a landlord with an existing portfolio, we are able to help you understand the mortgage options available to you as a Landlord and any other obligations this role may bring.

We have access to a number of specialist buy to let mortgage lenders generally not available on the high street.

If you rent out a property, it’s important you have the right type of insurance. We source specialist landlord insurance which protects the building, loss of rent, malicious damage, legal expenses which can even be used to evict squatters.

Buy to let mortgages are not regulated by the Financial Conduct Authority